Affordable Care Act Information
The goal of the Affordable Care Act is to provide access to affordable, high-quality health care to everyone- and that is something that Hometown Pediatrics believes in too.
Here are a few basic details about the Affordable Care Act:
- You must have health insurance, or face tax penalties.
- If you already have insurance through your employer, that can stay the same, or your employer may choose to have employees use the online insurance marketplaces.
- If you don’t already have insurance, you can shop for coverage on the online insurance marketplaces (also called insurance exchanges) for each state. Plans are surprisingly affordable compared to what we’re used to, and there are subsidies available to help low- and moderate-income families.
- You can no longer be denied coverage for pre-existing conditions, nor can insurers cancel your coverage if you get sick.
- Hometown Pediatrics is a proudly independent, nurse practitioner -owned practice. We accept most major and minor insurance plans, so your ability to see us is NOT affected by these marketplaces.
Important Items for Children & Young Adults
- All plans must include coverage for basic well-child care, including immunizations, vision, and dental care.
- Young adults can remain on their parents’ health insurance until they turn 26 years old.
- Young adults who aged out of foster care at 18 years or older are eligible to receive coverage through Medicaid until they turn 26 years old. People adopted from foster care may qualify for Medicaid coverage until age 26, depending upon income.
The American Academy of Pediatrics has developed some great resources to explain this information in more detail, and to help you to access Ohio’s online registry. Check them out here:
AAP Pamphlet: The Affordable Care Act and You
AAP Healthy Children Resource Page: What Your Family Needs to Know (w/ Links)